Media type · A policy covering medical treatment, sometimes with a minimum level set by the visa or institution.
Health insurance
Cover required for enrolment or the visa, and the gap between travel cover and local cover.
Key facts
| What it is | A policy covering medical treatment, sometimes with a minimum level set by the visa or institution. |
|---|---|
| Who sets it | The destination authority or institution sets the requirement; insurers and student schemes provide the cover. |
| Check before paying | Whether the policy meets the visa minimum, what it excludes, the deductible, and when cover starts. |
Minimum cover versus useful cover
A visa may require a minimum level of cover, while actual treatment can exceed it. The policy schedule, the deductible and the exclusions decide the real exposure more than the headline limit.
Travel insurance often covers a trip rather than residence, and can end when the policy period or trip limit is reached. Arrange local or student cover before that point to avoid a gap.
Frequently asked questions
Is insurance included in tuition?
Sometimes a student plan is bundled and charged as a fee. Check the fee list before buying separate cover.
Are pre-existing conditions covered?
Often excluded or subject to waiting periods. Read the policy wording before relying on it.